Thirteen ways to spend our (miracle) tax return money: 1.  Go on a second honeymoon     (We'd love to return to the Gunflint Lodge) 2.  Pay off our last student loan (We had four between Brian and I) 3.  Get off to a great start on a family vacation fund (We want to see the National        Parks out West) 4.  Pay off a credit card 5.  Barely make a dent in a different credit card 6.  Make a dent in yet another credit card 7.  Buy a (much needed) new bed 8.  Replace our dying dishwasher, garage door, or driveway 9.  Put it in a savings account (boring, but the responsible thing to do) 10. Hire a personal trainer to help me lose the last 15 pregnancy pounds 11. Buy a killer digital camera 12. Put it towards classes for the kids: swimming lessons, music lessons, early      childhood classes etc.... 13. Pay a cleaning service to come clean my house (at least for a little while)