Thirteen ways to spend our (miracle) tax return money: 1. Go on a second honeymoon (We'd love to return to the Gunflint Lodge) 2. Pay off our last student loan (We had four between Brian and I) 3. Get off to a great start on a family vacation fund (We want to see the National Parks out West) 4. Pay off a credit card 5. Barely make a dent in a different credit card 6. Make a dent in yet another credit card 7. Buy a (much needed) new bed 8. Replace our dying dishwasher, garage door, or driveway 9. Put it in a savings account (boring, but the responsible thing to do) 10. Hire a personal trainer to help me lose the last 15 pregnancy pounds 11. Buy a killer digital camera 12. Put it towards classes for the kids: swimming lessons, music lessons, early childhood classes etc.... 13. Pay a cleaning service to come clean my house (at least for a little while)